Way2Save too Passive

My Way2Save anniversary was last week (that year FLEW by) and the year end bonus was so teensy I didn't even notice it for a few days.

I'd anticipated about $100 in rewards and got $66. The problem is that I don't use on-line billpay or my debit card and this program is designed to reward those who do. While I peaked at nineteen transactions during my first month I defaulted back to six (three credit cards paid off twice a month) once the glamour faded.

So is it worth is?

I guess so. On the one hand I have $66 more than I had without changing my financial routine. On the other hand $66 isn't worth waiting a year for - especially since I did so much mental math in anticipation!